1. Open a new 475x125 px document.
2. Change the background color to #FFFFFF and the foreground color to #000000 (press D).
3. Fill the background whtie.
4. Do a Filter>Render>Clouds.
5. Repeat step 3 about 3 times.
Your image should look something like this:

6. Now do a Filter>Blur>Gaussian Blur (Radius= 3.7px).
7. Now do a Filter>Distort>Ocean Ripple (Ripple Size=9 , Ripple Magnitude=9).
Your image should look something like this:

8. Now do a Filter>Brush Strokes>Accented Edges (Edge Width=2 , Edge Brightness=8 , Smoothness=5).
Your image should look something like this:

9. Now do a Filter>Brush Strokes>Angled Strokes (Direction Balance=36 , Stroke Length=19 , Sharpness=10).
Your image should look something like this:

10. Press CTR+U to colorize your document (Use any Hue and Saturation setting you want, but make sure your Lightness = -42)
11. Add your pictures and text and you have yourself a finished product.
Heres mine:
