K.I.S.S. = Keep It Simple, Stupid
I encourage you to take a look through this thread -
http://www.pixel2lif...showtopic=30708 - as many people have put in their opinions there. It really does come down to what you feel comfortable with though. If you're a good quality designer and coder, then don't be afraid to notch up the price - after all, people are after quality, not quantity.
Moved to General Website Design Help
PS: Some other good tips you might useful (although don't have anything really to do with payment, but good for anyone serving a client) can be found @
http://samuelerics.d...urnal/17080552/
Edited by Bug, 29 February 2008 - 01:23 AM.