Here it is ...
This is a preview of what we will be making ....
Start by creating a 800x600 pixels new document ... the color doesn`t matter since we are filling the background with a pattern ...
Save the following pattern to use it for this tutorial:
This is what you will have so far:
Now grab the rounded rectangular shape tool and make a big sellection ... this is the main area ...
Add the following blending options to it:
- Drop Shadow: - default settings
- Stroke: - 1px border
- position: outside
- blend mode: normal
- opacity: 100%
- fill type: color ( #FFFFFF )
And this is what we will have:
Then add your logo or just write your company name on the top left corner ... the font i used is called cocon ...
On the top right corner add some of your sites features ... like hosting, tutorials, etc ... you can add whatever you want ...
Then ... add your main index picture ... i added this picture with this guy on the beach
... And draw a 1px white border around it with your pencil tool ...This is what i have ...
Under the photo ... place your copyright information ... again i used the cocon font ...
On the right side of the picture ... using the rounded rectangle tool ... draw a white box ... something like this:
In it ... add 3 smaller boxes using the same technique ... but make them black ...
Add your sites name or logo in the top box ...
On the second box ... add your latest news ... i put up some dummy text from lipsum.org ...
On the last box ... add a search bar or whatever you want too ... i put up a shell pic too ... so it looks more classy
...
Finally add your menu using what font you like ... again i used cocon ... and you are ready to go
... 
Thanks for reading this ...
